Credit disputes
To realize a long-awaited dream, we can take many steps.
However, sometimes in order to accelerate the achievement of a dream it is necessary to deal with a loan. Sometimes money is needed urgently to carry out an operation or to help relatives and friends. This is normal at the present time.
In this regard, the majority of Ukrainians decide to conclude a loan agreement with a bank. Credit conditions are, of course, formed by the bank. As a rule, the borrower is only forced to agree to the proposed terms.
Over time, borrowers have unforeseen circumstances and, as a result, they admit delinquent loans. In connection with this stitching, the lender begins to count fines, penalties, commissions, interest on the loan and interest on interest to the borrower, and more.
In the event of a long non-repayment of the loan, the lender, as a rule, decides to sue the borrower in order to pay off the debt, which is clearly overstated. However, what to do and is there a way out of the situation at each stage?
Indeed, there is a way out and this way out is to make a choice, namely the borrower can: accept a large amount of debt and expect even more pressure from the lender; try to compete yourself in court with a bank lawyer; obtain legal assistance from a credit attorney acting on the side of the borrower.
One of the partners of Novakovskaya & Partners JSC is a credit attorney with experience in banking institutions, who will defend your interests at a high level. Contact us
Legal support in obtaining a loan is very important and requires special knowledge. With the help of a credit attorney, you will receive highly qualified advice, you will be warned about all the risks that may arise after signing the contract.
Loan attorney:
- help you get a loan (prepare the documents required to obtain it);
- help you choose a loyal lender;
- analyze the loan and other agreements closely related to the loan agreement;
- advise the guarantor in case of his participation in obtaining a loan;
- analyze the loan agreement and provide a legal opinion;
- will represent you in court, if necessary.
Credit attorney assistance in case of litigation
Untimely debt repayment can occur for various reasons. Loss of work, non-payment of wages, illness and more. However, if for one person this is a good reason for being late for one day, but for the lender, in practice, this is often not a good reason, so he decides to count the fines to the borrower to such an extent that the latter is unable to pay off even the fines. The consequence of this is the appeal of the lender to the court with a claim against the borrower and his guarantor.
Our lawyers specializing in loans are ready to help you and really defend your interests in court. In the practice of our lawyers, statistics have developed, according to which the courts mainly listen to the arguments submitted by lawyers representing the interests of borrowers, and, based on the results of the consideration of cases, make decisions: reduce the amount of the fine and penalty by 90%; to reduce the fine, penalty interest, unlawfully calculated interest; on the refusal of the creditor to satisfy the claim.
ADVANTAGES OF OUR ASSOCIATION
More than 15 years of experience in various fields of activity, including in the legislative and central executive bodies, business areas, thanks to which we know all the subtleties that will help protect the rights and interests of your company.
In our association there are highly specialized lawyers in different areas of law who have a comprehensive approach to solving your issue. One lawyer cannot be a specialist in all matters
We treat each of your questions as our own! Contact us
